Trusted Auto Insurers

Independent car insurance education

Know who you're trusting before you pay.

Plain-English guides to car insurance for US drivers: what each coverage does, how to check an insurer's complaint record and financial strength, and how to compare quotes fairly. We don't sell insurance, and we never share your details.

How to check an insurer Free Quote Comparison Worksheet

Insurer check

Example Mutual Insurance Co.

  • Licensed in your stateYes
  • NAIC auto complaint index0.62fewer complaints than expected
  • Financial strength ratingAfrom a major rating agency
  • Claims experienceMixedread recent claim reviews
  • Same coverage as your quote?CheckUM limits are lower
A fictional example of the checks in our guide. We don't rate or recommend real insurers.

Guides

Coverage basics

Judging insurers

Shopping smart

Protect yourself

Glossary

Actual cash value? Endorsement? PIP?

Car insurance terms explained in a sentence or two, with a search box.

Open the glossary
Our promise

No quotes, no lead forms, no commissions

We're not an insurer, agent or broker. We don't collect your details for quotes and never pass them to anyone.

Free download, no email needed

The Quote Comparison Worksheet

Copy your current policy into the first column, then compare up to three quotes line by line with identical limits and deductibles. Includes an insurer check page and a switching checklist.

Get the free PDFOr follow the Policy Review checklist

Coming soon

Shop for car insurance with confidence

Smart Insurance Shopper: an 8-lesson video course that takes you from reading your declarations page to comparing quotes fairly, checking insurers and switching without a gap. Education only: no quotes, no sales pitch.

$24 one time. 30-day refund.

See the lessons